property re-posessed (National Home Loans/Paragon), then chased some years after for 30k shortfall. Agreed 8k in full and final settlement (3k upfront, £25 x 12 months, & the balance at the end of the 12 month period).

Paid the first two commitments, but was unable to raise the final sum. Those nice people at Paragon slapped an attachment of earnings on me to collect the remainder of the INITIAL 30k.

Been paying for about 2 years now but it like a lead weight around my neck. Don't know what to do and I'm afraid to contact them in case I just make things worse for myself. Is there any way out of this mess other than continuing to pay them for life?

-- (shinyhead007@hotmail.com), November 01, 2001

Answers

You should have gone to court at the time the Attachment of Earnings Order was applied for and appealed against it. See a solicitor and find out whether or not its too late to appeal against the AOE or better still, get the judgement set aside.

-- pendle (pendle_666@yahoo.co.uk), November 02, 2001.