I have had a £115,000 mortgage with Bradford and Bingley for the past 6 years. My marriage broke up 2 years ago and as a consequence I had to start paying the mortgage as my husband went abroad. I discovered that he had ommited to increase our monthly payments the year before and that we had been underpaying the mortgage by between £50-£100 a month(depending on the interest rate at the time).

-- Susan (suesann88@hotmail.com), January 04, 2002